December 23, 2021 by Admin
Which of the following protocol is developed jointly by VISA and Master Card to secure payment transactions among all parties involved in credit card transactions on behalf of cardholders and merchants?
Secure Electronic Transaction(SET) is a protocol developed jointly by VISA and Master Card to secure payment transaction among all parties involved in credit card transactions among all parties involved in credit card transactions on behalf of cardholders and merchants. As an open system specification, SET is an application-oriented protocol that uses trusted third party’s encryption and digital-signature process, via PKI infrastructure of trusted third party institutions, to address confidentiality of information, integrity of data, cardholders authentication, merchant authentication and interoperability.
The following were incorrect answers:
S/MIME – Secure Multipurpose Internet Mail Extension (S/MIME) is a standard secure email protocol that authenticates the identity of the sender and receiver, verifies message integrity, and ensures the privacy of message’s content’s, including attachments.
SSH – A client server program that opens a secure, encrypted command-line shell session from the Internet for remote logon. Similar to a VPN, SSH uses strong cryptography to protect data, including password, binary files and administrative commands, transmitted between system on a network. SSH is typically implemented between two parties by validating each other’s credential via digital certificates. SSH is useful in securing Telnet and FTP services, and is implemented at the application layer, as opposed to operating at network layer (IPSec Implementation)
Secure Hypertext Transfer Protocol (S/HTTP) -As an application layer protocol, S/HTTP transmits individual messages or pages securely between a web client and server by establishing SSL-type connection. Using the https:// designation in the URL, instead of the standard http://, directs the message to a secure port number rather than the default web port address. This protocol utilizes SSL secure features but does so as a message rather than the session-oriented protocol.
CISA review manual 2014 Page number 352 and 353